Bad Credit Home Loans

There are a variety of reasons why a borrower might require a Bad Credit Home loan.

Bad credit occurs when you get one or more negative listing on your credit file or you have a low credit score or you do not meet the current policy of the prime lender.  We work hard to find a lending solution for all our customers who’ve struggled with a poor financial history in the past. We believe everyone deserves a second chance.

These are the types of bad credit home loans that we can assist you with.

  • You have a lot of debts to consolidate

  • You have arrears on your loans

  • Your financials are not up to date and you have bad credit

  • You have been declined by other lenders

  • You have a large number of credit enquiries

  • You are discharged from bankruptcy or part 9 or 10

  • You wish to refinance a Private Loan

  • You have a credit report showing defaults or judgements

  • You have tax debts that need to be paid out as part of the refinance

  • You require working capital for your business

  • You may have a low credit score

  • Your Bank does want you as a customer

  • The mortgage insurer will not insure your loan

The diversity of our lenders means there is no one size fits all product. By using our loan service, you benefit from our widespread knowledge of today’s credit options. Your finance quote and approval is simply based on our expertise and your credit standing. Once you have completed the online form we will contact you to discuss your options and then follow the application process through to settlement.