Bad Credit Home Loans for Applicants that can fully verify their incomes.

When you have paid or unpaid defaults or judgments on your credit file or mortgage arrears it is difficult to get you approved or refinanced by the Major Banks. When you apply for credit, the lender will, after assessing your savings history, your income and your debts – order a credit check on you. This involves contacting one or more of Australia’s credit reporting agencies, to order a credit report from your credit file.
What are my options with Paid or Unpaid Defaults, Judgments?
(Click on a heading for more information)
Minor Paid Defaults
Major Unpaid or Paid Defaults, Judgements, Writs & Summons
1 Day Discharged Bankrupt or Part 9 or 10
What are my options with Mortgage Arrears?
Bad Credit Construction
Bad Credit Full Doc SMSF Lending
Bad Credit Full Doc Rural Residential
Bad Credit Vacant Land
We have mortgage brokers that specialise in Bad Credit Home Loans. Please complete our Express Enquiry Form or Phone Direct and you can discuss your situation with an expert.

If you wish to proceed, then we will help you to complete all the necessary paperwork and liaise with the lender on your behalf. This will include the completion and submission of your loan application and the on-going communication between all parties until your loan is settled.


Online Enquiry Form

Fill out our express enquiry form now to find out how we can help